If you’re thinking about buying a house right now, you’re probably pondering a long list of questions. Should you wait to see if mortgage rates decrease? How much should you contribute to a down ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Most people associate good credit with better loan rates. And that's true. But once your score crosses the 750+ line, the perks get a lot more interesting. You start unlocking benefits like cheaper ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

A year of small, everyday decisions decides whether you end up with a strong 750+ credit score or spend years repairing the ...

Most people treat their credit score like a report card they check only when something goes wrong. But once your score crosses 750, it starts working for you in small but very real ways. You may not ...

Buried in the housing data of the past few days (housing volume is down over the last month while prices are slightly up) was the most interesting release: the performance report of the Mortgage ...

You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying ...

A high credit score comes with more than a nice pat on the back. Most people know that a good credit score makes it easier to qualify for mortgages or loans. But once your score gets really high -- ...