Bobby L. Hickman is a longtime business and financial journalist who brings decades of experience in insurance and financial services to his editor role at Investopedia. He has worked with insurance ...

The Hartford is a leader in casualty and property insurance. The company uses a quote-based pricing scheme to offer insurance in 2 main segments: commercial and personal lines. Its commercial segment ...

Most COVID-19 insurance-related questions have been focused on Workers’ Compensation and business interruption policies. However, problems with coronavirus-related deaths on cruise ships and in ...

On June 29, 2020, the Michigan Supreme Court ruled that a subcontractor’s commercial general liability (CGL) insurance policy may provide a contractor listed as an additional insured on the CGL policy ...

As important as blueprints and permits are before breaking ground, a strong risk management plan—specifically in the context of evaluating insurance needs—is an essential pre-build part of any ...

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

“Increasing claims costs, evolving litigation trends, and tightening capacity have created significant challenges for habitational property owners,” said Rajiv Matta, Chief Innovation Officer of MGA ...

Litigation following a construction project is as common as a coffee shop in Manhattan. The availability of insurance coverage can be pivotal to the defense and resolution of such lawsuits. However, ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.