A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...
Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
Plus, how to maintain a strong credit score.
Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.