Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

Americans worried that the U.S. government shutdown could derail their plans to take out a mortgage or refinance their home loan can breathe easy — mostly. Housing experts says lenders will continue ...

Borrowers who got home loans through government-backed programs are increasingly falling behind on their payments, a potentially worrying signal for how lower-income Americans are faring in today’s ...

What Are Government Loans? Government home loans are mortgages issued by private mortgage lenders and insured by the federal government. There are several government agencies that offer mortgage ...

Swift Home Loans provides home purchase and refinancing solutions across 48 states and Washington, D.C. Its offerings include conventional, government-backed and specialty loan programs, with support ...

The program applies to Federal Housing Administration (FHA), U.S. Department of Veterans Affairs (VA) and U.S. Department of Agriculture (USDA) loans. LLPAs, which are fees based on a borrower’s risk ...

Terry Lane is a writer for Investopedia with 25 years of experience in journalism and communications. He covers personal finance, Congress, government regulations, and economics. Reicaden / Getty ...

The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default as it takes into account rising housing prices. Beginning next year, mortgage ...