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Getting approved for a mortgage is tough. According to the New York Fed, the average rejection rate for mortgage applications rocketed to a decade high of 20.7% in 2024, up from just 12.1% in 2023.

Rocket Mortgage is offering a lender credit program that converts a renter's monthly payments into funds to use toward buying a home. Renters who take out a home purchase mortgage through Rocket can ...

Despite higher prices and stubborn mortgage rates, the American dream of owning a home is still prevalent today. Buying a home is still regarded as a wonderful investment in one’s future. Two ...

Kristi Waterworth has been a writer since 1995, when words were on paper and card catalogs were cool. She's owned and operated a number of small businesses and developed expertise in digital (and ...