Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

A lousy credit score can cost you thousands. Here are the fastest, proven strategies to boost your numbers right now.

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own score.

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

Helping real people with real money challenges is a huge part of what our Bankrate editorial team does every day. Occasionally, we get the opportunity to talk with and help individual readers, as ...