Accounts that have been closed for years often remain on your credit report. Closed accounts with a history of on-time payments may continue to boost your credit score slightly. You can try to remove ...

Reopening a closed card could help your credit score by keeping a long-term account open and saving you a hard credit pull from a new card application. There’s a chance you could reopen a card you ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

Typically, your debt history will stay on your credit report for seven years even after you pay it, but pay for delete is a process meant to remove the account sooner. This may seem like an effective ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...