If you have a Joann's gift card, you won't be able to use it, even if your store is still open.

Craft retailer Joann is no longer accepting gift cards as it moves to close all of its stores, after filing for Chapter 11 bankruptcy protection for a second time, leading to frustration among its remaining customers.

The policy discontinuing the use of gift cards reportedly went into effect on Feb. 28, leaving shoppers upset as going-out-of-business sales continue.