(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

An estimated 1.54% of Americans have a perfect 850 credit score, says Experian. And there are many benefits to achieving a perfect credit score. With perfect credit, there's a great chance you'll get ...

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Your credit score can shape where you live by affecting rent, mortgage rates and more. Learn tips to boost your score and ...

Tom Miller Jr. is affiliated with Consumers' Research, a consumer advocacy organization founded in 1929. D. Brian Blank does not work for, consult, own shares in or receive funding from any company or ...