Severely shaken by the financial crisis and ongoing volatile equity markets, Americans are thinking less about a dream retirement and more about meeting basic needs. They especially are asking how to ...

Retirement saving is a long-term plan to set aside and invest money to provide income after you stop working. It often involves contributing to accounts like 401(k)s or IRAs. Starting early helps ...

Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with unfamiliar terms and complex strategies, so it’s no wonder many people feel ...

As the first of the baby boom generation enters into their retirement years, many are scratching their heads, wondering if their investment safety blanket will cover them throughout retirement. This ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

When it comes to investing, sometimes the simplest ideas can be the most powerful ones. Successful long-term investors know that the two most important concepts to understand are risk vs. reward and ...

The Federal Employees Retirement System (FERS) provides retirement and disability benefits to eligible workers. If you become disabled, you may be eligible to receive FERS disability retirement ...

Think you know your stuff when it comes to retirement? Big if true, because according to a recent report, the average U.S. adult cannot pass a short retirement fluency test. TIAA Institute, a think ...

A Roth 401(k) is a defined contribution retirement plan funded by after-tax dollars. The Roth 401(k) plan shares many similarities with the Traditional 401(k) plan, although the latter is funded with ...