For example, spouses who inherit an IRA or 401 (k) can roll that money into their own account. Depending on how old the ...

I have named my daughter as the recipient and beneficiary on all my accounts, including my pension insurance policy and any Social Security benefits. I completely trust her, as she is an intelligent ...

Many Americans risk sending their 401(k) and IRA savings to the wrong heirs. Outdated beneficiary forms override wills and can create tax penalties. Spouses can roll accounts, but children may face ...

A man can expect his standard of living to decline by 21% after a gray divorce, generally defined as a marital split after ...

My mother, who is in her late 80s, has been evaluated for dementia. Her behavioral and mental-health issues have been compounded by poor vision and hearing loss. She has macular degeneration and is ...

Proactively reviewing your health coverage, RMDs and IRAs can lower retirement taxes in 2025 and 2026. Here’s how.

Beneficiary designations aren't always the wrong choice, but they’re certainly not a one-size-fits-all option.

Inherited Roth IRAs bypass probate and go directly to the person listed as the beneficiary. Roth IRA distribution rules differ for spouses vs. non-spouses. Most non-spouse beneficiaries need to ...

Inherited IRAs are taxed at ordinary income rates when distributions are taken. The SECURE Act mandates most non-spouse heirs withdraw all IRA funds within 10 years. Strategically timing withdrawals ...