To play this audio you need to enable JavaScript. Hello and welcome to The English We Speak, where we explain phrases used by fluent English speakers so that you can use them as well. I'm Feifei, and ...
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Been turned down for a credit card? You're not alone: With rising delinquencies and a $1.18 trillion debt load, issuers have tightened underwriting standards and, in late 2025, about one in five ...