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The Saving on a Valuable Education (SAVE) plan is a type of income-driven repayment (IDR) that could lower some borrowers’ student loan payments to $0, while others could see savings of more ...
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SAVE Student Loan Plan Timeline Estimates: What To Expect

Key Points ・The SAVE repayment plan remains in legal limbo, and borrowers are simply waiting for a date on when the administrative forbearance will end. ・The One Big Beautiful Bill officially ...
The SAVE plan has been in legal limbo for months since the program was struck down by a federal appeals court.
SAVE plan alternatives While the SAVE plan is the newest income-driven repayment plan, it’s not the only one available to student loan borrowers. In total, there are four different IDR plans.
Under the SAVE plan, their payments are now $530 a month. “We don’t want our loans dictating our life choices, and us not being able to do other things because we’re paying so much money.
Unfortunately, the SAVE plan is so new — and potentially confusing — that some student loan borrowers might rule it out when they shouldn't if they only read a few Tweets or talk with friends.