National Savings and Investments Premium Bonds are owned by a whopping 24 million people up and down the land.

Under HMRC guidance, you're entitled to a tax-free personal allowance. For those earning under £100,000 with no taxable perks (such as a company car) this should be £12,570 for 2024/25.

If you want to approach your financial wellbeing differently this year, then take heed of this valuable tips to get you ...