Dec 16, 2025 · We analyzed 458 CD accounts from 148 financial institutions to determine which ones offer the best value for savers. Our research factored in interest rates, minimum deposit requirements,...

Dec 23, 2025 · The best short-term CD rates can help you reach your savings goals faster.

3 days ago · 52% of Americans are prioritizing short-term savings in 2026 — these CDs can help These are the CDs you should consider for your short-term financial goals in the new year.

Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

3 days ago · The best one-year CD rates can help boost some of your short-term savings. These rates tend to be more than double the national average of 1.63% for one-year certificates of deposit.Read …

Dec 23, 2025 · Overall, whether it’s better to choose a short-term or long-term CD depends on your goals and the current interest rate environment. Learn more about how to invest in CDs in our guide.

Compare short-term CD rates from top banks and credit unions. The Annuity Expert finds the best rates to grow your savings, with no obligation, online, worth it.

Dec 23, 2025 · Where To Get The Best 3-Month CD Rate Right now, Chartway Federal Credit Union stands out with a 3-month Promo Share Certificate paying 4.10% APY with a $500 minimum deposit. …

4 days ago · Right now, the best CD rates are on short-term CDs. The Federal Deposit Insurance Corporation (FDIC) reports that the average rate on a 12-month CD is 1.63%.