What small business owners with Worker’s Compensation or Artisan and Service Contractors insurance need to know. (Paid post for StateFarm) #ad https://cnb.cx/49z6WyF | CNBC

M&S Schmalberg is the last factory handcrafting custom fabric flowers in New York’s historic garment district. The family business has designed flowers for celebrities and designers since 1916. But competition from overseas flower manufacturers has made it difficult to stay afloat. | Insider Design